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Meet James Meagher

Insurance Agent

I have always been passionate about helping others and have found a career in insurance to be the perfect way to do so. With a strong understanding of the insurance industry and a dedication to providing excellent customer service, I am confident in my ability to assist my clients in finding the coverage they need to protect what is most important to them.

At Insurance Centers of America, Inc., our goal is to get you the best deal on insurance while covering all of your assets. We understand each client's needs are different, so we take the time to get to know you and your needs. We believe in creating lasting relationships with our clients, large or small, so you can be confident we have your best interest in mind.

Whether you are shopping for auto insurance, home insurance, recreational vehicle insurance, rental/landlord insurance, or commercial/business insurance, we can help get you the best coverage for your situation with the most competitive rate possible.

Your Local Neighborhood Insurance Agent

    Experience

  • Licensed insurance professional
  • Focus on life, accident and health insurance
  • States licensed in California
  • Servicing the San Fransisco Bay Area
  • Languages spoken by this insurance professional: English

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Independent Agent

Business Insurance

is Essential for Success.


Do you know what type of business insurance you need?

Building the proper foundation for protecting your business will save you time, money, and stress. Don't trust an auto-generated, quick quote from a computer that only cares about numbers. We have been protecting businesses just like yours for over half a decade. Let us help tailor a business policy that is fit specifically for you.

Business Insurance Coverages to Consider

General Liability Insurance

General Liability

This policy protects your business for bodily injury or property damage that you have caused to a third party.


Workers' Compensation Insurance

Workers' Compensation

Every business, even if there is only one employee, is required to have workers' compensation to protect employees from injury on the job.


Business Auto Insurance

Business Auto

This type of insurance protects your company and vehicles in an auto-related accident.


Commercial Property Insurance

Commercial Property

This policy ensures your property in case of a covered loss.


Business Owners Policy

Business Owners

Typically known as a BOP policy, this provides a nice little package for smaller businesses.


Personal Insurance

is Essential for Protection.


We Represent Many Home and Auto Insurance Providers!

Insurance Centers of America’s personal lines specialists will consult with you & provide you with rates from multiple top-rated independent insurance companies. We listen to your needs enabling us to find you the best combination of price and coverages. We explain the different options and coverages, so you can make the right decision on which plan works best for you.

Personal Insurance Coverages to Consider

Homeowners Insurance

Homeowners Insurance

Homeowners insurance covers one of your most important assets, your living space and the items inside.


Auto Insurance

Auto Insurance

It is required by law to have auto insurance. State minimums are usually not enough to protect yourself and your assets in the case of an accident.


Umbrella Insurance

Umbrella Insurance

This insurance provides liability coverage over and above personal auto, homeowners, landlord, and recreational vehicle policies.


RV/Motorcycle/Boat Insurance

RV/Motorcycle/Boat

Recreational vehicles are also required to have coverage in case of an accident.


Rental Property Insurance

Rental Properties

Rental property insurance, aka landlord insurance, covers risks involved when renting out your home or apartment for an extended period.


See What Others Are Saying

Testimonials

Joyce CarusoJoyce Caruso
01:14 21 Dec 22
Every experience I have had with TJ has been fantastic! She has done an excellent job providing us the best coverage for the most reasonable rates for our auto insurance. Her prompt, professional service is outstanding and I highly recommend her to anyone who wants top quality insurance service they can trust.
B WelmySoulB WelmySoul
23:31 01 Nov 22
ICA is a great company. Justin and the others have gone above and beyond to find good affordable policies for her hard-to-insure house in the woods. thank you!
Dario RamazzottiDario Ramazzotti
22:50 26 Oct 22
TJ Klassen is by far the BEST agent I have ever worked with. And I have had a bundle since I am 83!She and her team work hard at getting the best possible deals.
Rhoda BarbosaRhoda Barbosa
14:44 21 Oct 22
Cheryl assisted us with our business insurance needs and has been amazing throughout the entire process. She is patient, knowledgeable and ensures that all our business needs are covered. She has gone above and beyond and treats our account as her own! Cheryl’s customer service has surpassed our expectations.
Brandi RitterBrandi Ritter
14:46 19 Oct 22
Cheryl has been taking care of my insurance needs for a few years now! I have a few companies and she always is on top of my policies and when they are up for renewal. She finds me the best deals out there possible. I wouldn't go with anyone else!
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