Let the Good Times Roll—Safely: Mardi Gras Liability for Your Business
Mardi Gras (Tuesday, February 17, 2026) isn’t just for New Orleans anymore. Businesses across the country host “Fat Tuesday” mixers, themed lunches, or after-work celebrations. While these events are great for morale, they introduce significant General Liability risks, especially if the “Good Times” involve alcohol or large crowds.
If an employee or guest slips on a stray bead or is injured during a celebration, your standard business policy may have exclusions for “special events.”
- Special Event Riders
If your party is larger than a typical workday gathering, call your agent to see if you need a Special Event Rider. This provides a temporary boost in liability limits specifically for the duration of the party.
- The “Host Liquor” Reminder
Even if you aren’t charging for drinks, you can be held liable for the actions of guests who are served at your business. Ensure your policy includes Host Liquor Liability to protect the company from the fallout of an over-served guest.
