Insurance Centers of America INC - The Best Insurance for You

INSURANCE YOU CAN COUNT ON FOR OVER 30 YEARS!

SCHEDULED PERSONAL PROPERTY INSURANCE

Known by many names, Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF), they all are the same thing, it just depends on who and what company you are talking to. 

Personal Property coverage is included in, Homeowners Insurance, Renters Insurance, and Condo Insurance. What a lot of people do not understand is, some items have sub limits of insurance inside the policy, and have to be specifically named and insured to have enough coverage. Not all, but most of the common Homeowners Insurance, Renters Insurance, and Condo Insurance policies have the following sub limits on theft of items. 

  • $250 money, coins and medals
  • $1,000 Jewelry,Watches and Furs
  • $2,500 guns and related equipment
  • $1,000 Trading Cards/Comics

There are more sub limits for more items, and the sub limits will vary for each company. These are a few examples. 

Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF) is where you increase coverage for these items listed above, and many more. This is an additional policy, that is insuring specific items, for a specific insured amount. These policies typically will require a bill of sale and appraisal within the last one to three years prior to the date of wanting coverage. This is to determine the true value of that item. 

If you have any of the following items in your household, you may want to consider a  Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF). 

Jewelry, Watches, Furs, Money, Coins, Medals, Precious Metals, Goldware or Silverware, Guns, Fine Art, Tapestries, Trading cards, Comic Books, Cell Phones, CB Radios, ETC...  There are too many of these to list, please reach out to us with any questions, we are ready to help. 

Let us help you with your insurance needs so that you can focus on what makes you smile!

SCHEDULED PERSONAL PROPERTY INSURANCE

Known by many names, Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF), they all are the same thing, it just depends on who and what company you are talking to.

Personal Property coverage is included in, Homeowners Insurance, Renters Insurance, and Condo Insurance. What a lot of people do not understand is, some items have sub limits of insurance inside the policy, and have to be specifically named and insured to have enough coverage. Not all, but most of the common Homeowners Insurance, Renters Insurance, and Condo Insurance policies have the following sub limits on theft of items.

  • $250 money, coins and medals
  • $1,000 Jewelry,Watches and Furs
  • $2,500 guns and related equipment
  • $1,000 Trading Cards/Comics

There are more sub limits for more items, and the sub limits will vary for each company. These are a few examples.

Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF) is where you increase coverage for these items listed above, and many more. This is an additional policy, that is insuring specific items, for a specific insured amount. These policies typically will require a bill of sale and appraisal within the last one to three years prior to the date of wanting coverage. This is to determine the true value of that item.

If you have any of the following items in your household, you may want to consider a  Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF).

Jewelry, Watches, Furs, Money, Coins, Medals, Precious Metals, Goldware or Silverware, Guns, Fine Art, Tapestries, Trading cards, Comic Books, Cell Phones, CB Radios, ETC...  There are too many of these to list, please reach out to us with any questions, we are ready to help.

Let us help you with your insurance needs so that you can focus on what makes you smile!

MORE COVERAGE TO KEEP IN MIND

Auto Insurance: Cover your vehicles!

Rental / Landlord Insurance: Own Rental Properties?

Umbrella Insurance: Own a home, driving age child?.

Recreation Vehicles: 4Wheeler/Dirtbike, Boat, Jetski, Motorhome?

Business Insurance: Own your own Business?

CONTACT US TODAY AND LET US FIND YOUR THE PREFECT COVERAGE.

Scheduled Personal Property Quote Request

-PERSONAL LINES

MORE COVERAGE TO KEEP IN MIND

Auto Insurance: Cover your vehicles!

Rental / Landlord Insurance: Own Rental Properties?

Umbrella Insurance: Own a home, driving age child?.

Recreation Vehicles: 4Wheeler/Dirtbike, Boat, Jetski, Motorhome?

Business Insurance: Own your own Business?

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918  719-528-5400 | 1-888-227-1910

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918
719-528-5400 | 1-888-227-1910




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