Insurance Centers of America INC - The Best Insurance for You

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918
719-528-5400 | 1-888-227-1910 (Toll Free)




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INSURANCE CENTERS OF AMERICA INC.
2055 Anglo Drive Suite #200 Colorado Springs, CO 80918
719-528-5400
1-888-227-1910 (Toll Free)

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918
719-528-5400 | 
1-888-227-1910 (Toll Free)

INSURANCE YOU CAN COUNT ON FOR OVER 30 YEARS!

SCHEDULED PERSONAL PROPERTY INSURANCE

 

Scheduled Personal Property(SPP), known by many names -- Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF) -- all are the same thing depending on who, and what company, you are talking to.

Personal Property coverage is included in Homeowners InsuranceRenters Insurance, and Condo Insurance. What a lot of people do not understand is that some items have sublimits of insurance inside the policy and have to be specifically named and insured to have enough coverage. Not all, but most of the common Homeowners InsuranceRenters Insurance, and Condo Insurance policies have the following sublimits on theft of items:

  • $250 money, coins and medals
  • $1,000 Jewelry,Watches and Furs
  • $2,500 guns and related equipment
  • $1,000 Trading Cards/Comics

There are more sublimits for additional items that will vary by company. 

Scheduled Personal Property (SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF) is where you increase coverage for the items listed above and many more. This is an additional policy that insures specific items for a specific insured amount. These policies will typically require a bill of sale and appraisal within the last one to three years prior to the coverage date to determine the true value of that item

If you have any of the following items in your household, you may want to consider a  Scheduled Personal Property(SPP), Special Personal Property, Personal Inland Marine, or Personal Articles Floater(PAF).

  • Jewelry
  • Watches
  • Furs
  • Money
  • Coins
  • Medals
  • Precious Metals
  • Goldware or Silverware
  • Guns
  • Fine Art
  • Tapestries
  • Trading cards
  • Comic Books
  • Cell Phones
  • CB Radios

There are too many of these to list, please reach out to us with any questions, we are ready to help. 

Let us help you with your insurance needs so that you can focus on what makes you smile!

MORE COVERAGE TO KEEP IN MIND

Home Insurance: Cover your home!

Auto Insurance: Cover your vehicles!

Rental / Landlord Insurance: Own Rental Properties?

Umbrella Insurance: Own a home, driving age child?

Recreation Vehicles: 4Wheeler/Dirtbike, Boat, Jetski, Motorhome?

Business Insurance: Own your own Business?

CONTACT US TODAY AND LET US FIND YOUR THE PERFECT COVERAGE.

Scheduled Personal Property Quote Request

-PERSONAL LINES

MORE COVERAGE TO KEEP IN MIND

Home Insurance: Cover your home!

Auto Insurance: Cover your vehicles!

Rental / Landlord Insurance: Own Rental Properties?

Umbrella Insurance: Own a home, driving age child?.

Recreation Vehicles: 4Wheeler/Dirtbike, Boat, Jetski, Motorhome?

Business Insurance: Own your own Business?

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918  719-528-5400 | 1-888-227-1910

COPYRIGHT 2018 INSURANCE CENTERS OF AMERICA INC.

2055 Anglo Drive Suite #200 Colorado Springs, CO 80918
719-528-5400 | 1-888-227-1910 (Toll Free)
COPYRIGHT 2018 INSURANCE CENTERS OF AMERICA INC.