Insurance Centers of America INC - The Best Insurance for You

Business & Personal Insurance

1.888.227.1910
719.528.5400

Business & Personal Insurance
1.888.227.1910 or 719.528.5400

 

Insurance Centers of America, Colorado Springs, CO

719-528-5400
1-888-227-1910 (Toll Free)

Umbrella Coverage For You

Excess liability and umbrella liability are often referred to in the same context. Both policies provide additional liability limits above the primary insurance policies (these are considered underlying coverage). The common primary policies that an excess or umbrella policy sit over are; personal auto, homeowners, landlord and recreational vehicle. Additional coverages may be considered for underlying coverage, subject to the carriers’ guidelines. However, the excess coverage and umbrella coverages are very different.