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You hear about insurance almost everyday. Insurance affects our lives more than you know. When you go out to eat, the restaurant is insured. When you go to a doctor or to the grocery store, every business you visit must have insurance. Typically, when referring to insurance, you may think of what’s known as “personal insurance,” which includes auto, home, motorcycle, RV, health, etc. Commercial insurance is a whole different ball-game that you may not have even thought about before.
There are many layers to commercial insurance that would take a book thicker than an encyclopedia to explain it. However, in summary, commercial insurance is insurance for businesses that provide a service or a product. The business could be held liable for injuries and/or damages to consumers. Coverage is also for things like theft and property damage.
What are some common types of commercial insurance?
There is so much more to commercial insurance. If you are a business owner, you know that this is just the tip of the iceberg.
By: KayLynn P.