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Inland marine insurance sounds like an oxymoron, which can be confusing to some people. It is the opposite of marine insurance, which covers property in transit over sea. Inland marine covers that which is being transported on land, or property that is temporarily held responsible by a third party. Typically, these products are transported by truck or train. It is often called a “floater policy” because its in motion along with your equipment.
Equipment that can be covered includes and is not limited to:
Inland marine coverage specifically covers the property being transported, not the vehicle.
There are special inland marine coverages as well. A few of them include:
Check with your insurance agent to see if any of these coverages will be necessary for your business.