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What Can Full Coverage Include?
Do you know exactly what your insurance policy covers? How about what your insurance policy doesn’t cover? Do not be misinformed–not everything is covered by your insurance policy. It’s easy to assume that when you file a claim, your insurance company will pay for it all and no money will come out of pocket. Unfortunately, this is not the case. Some losses are excluded altogether, while others are only excluded because the coverages were declined when the policy was purchased. Most of the time, we do this to decrease the premium price without realizing what coverages we are losing.
What would the ideal auto insurance policy look like? It’s called “full coverage”–do you have it? If not, it may be beneficial for you to consider getting a full coverage policy at your next renewal. If you are not required to have full coverage, you may not have considered the benefits of getting a full coverage policy. Full coverage is the more expensive kind of auto insurance policy, and for a good reason. It provides an ideal policy fit for your needs, leaving you with a sense of peace.
So, what exactly does a full coverage auto insurance policy typically cover? Remember, coverages vary depending on the state you live in and the insurance company you use. Also, a full coverage policy can be designed to provide the right coverage for you depending on your asset values, income, and the risks you face.
A full coverage policy can include these coverages and more:
Just think of all the coverages you could have with a more extensive coverage policy.
By: KayLynn P.