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    Insurance Centers of America
    Business Insurance Background
    Commercial Lines

    Protect the Business You Built.

    Tailored commercial coverage that grows with your business. We partner with top-rated carriers to design comprehensive risk management strategies for Colorado companies.

    The foundation of your business protection. Defends against claims of bodily injury, property damage, and personal injury.

    General Liability

    General Liability

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    Protect your most valuable asset—your team. Covers medical expenses and lost wages for work-related injuries.

    Workers' Compensation

    Workers' Compensation

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    A comprehensive package tailored for small to mid-sized businesses. Combines property and liability coverage in one convenient policy.

    Business Owners Policy (BOP)

    Business Owners Policy (BOP)

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    Safeguard your physical assets. Covers your building, equipment, inventory, and furniture from fire, theft, and other disasters.

    Commercial Property

    Commercial Property

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    Keep your business moving forward. Specialized coverage for vehicles owned, leased, or rented by your company.

    Business Auto

    Business Auto

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    Build trust with your clients. Surety bonds and specialized contractor coverage to meet project requirements and secure bids.

    Bonds & Contractor Insurance

    Bonds & Contractor Insurance

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    An Award-Winning Hartford STAG ONE Agency

    What does this mean for you? Exclusive access, priority claims handling, and specialized small-business expertise from one of the nation's leading commercial insurers.

    Compare Business Coverage

    From basic liability to comprehensive enterprise protection, see which tier fits your business operations.

    Coverage FeatureBasic Liability
    Most Popular
    BOP Package
    Comprehensive
    General Liability$1M / $2M$2M / $4M$5M+
    Commercial Property
    Business Income12 MonthsActual Loss Sustained
    Workers' CompensationOptionalOptional
    Cyber LiabilityBasicAdvanced
    Commercial Umbrella

    Frequently Asked Questions

    Ready to Secure Your Business?

    Chat with us live or call our commercial team — we'll review your operations and find tailored options from our top-rated carriers.

    • Comprehensive risk analysis
    • Industry-specific packages
    • Local, dedicated agents

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