Wildfire Risk Tool
Wildfire Risk
Zones.
The Wildland-Urban Interface (WUI) affects insurability and rates. Know your zone before you renew.
El Paso County Zones
Colorado Springs Wildfire Zones
The Wildland-Urban Interface (WUI) affects insurability and rates. Know your zone before you renew.
High Risk
- Black Forest
- Woodmen Hills
- Westside / Manitou Springs adjacent
- Stratmoor Hills WUI
- Palmer Lake / Monument
Standard carriers may non-renew. ICA accesses specialty markets.
Moderate Risk
- Briargate (backing to open space)
- Flying Horse Ranch
- Cordera
- Northgate
- Powers Corridor east edges
Rates may be higher. Annual review recommended.
Lower Risk
- Central Colorado Springs
- Southeast (Powers / Austin Bluffs)
- Fountain / Security-Widefield
- Pueblo (urban core)
- Pueblo West (partial)
Standard market available; hail remains primary risk.
Colorado's wildfire risk affects whether standard carriers will renew your policy — especially after regional fire events. ICA's access to 30+ carriers, including specialty and surplus lines markets, means we can find coverage when others can't.
Have Questions About Your Risk?
Our local agents can pull the exact wildfire score for your address and show you carrier options. Chat with us now or call.
Or use the chat widget in the bottom-right corner to start a conversation instantly.
🔥 STATEWIDE WILDFIRE RISK
Wildfire Risk by State & County
County-level wildfire risk across the states ICA serves. Ratings reflect each county’s national Risk-to-Homes percentile. For your exact address, use the Hail & Wildfire Risk by ZIP tool.
Colorado Wildfire Risk Zones
High Risk
- Teller County
- Douglas County
- Jefferson County
- Boulder County
- Gilpin County
- Clear Creek County
- El Paso County
- Fremont County
- Larimer County
- Archuleta County
- La Plata County
- Las Animas County
- Rio Blanco County
- Custer County
- Montezuma County
- Park County
- Baca County
- Dolores County
- Moffat County
Elevated Risk
- Mesa County
- Garfield County
- San Miguel County
- Pueblo County
- Bent County
- Pitkin County
- Delta County
- Elbert County
- Huerfano County
- Montrose County
- Prowers County
- Eagle County
- San Juan County
- Routt County
- Weld County
- Ouray County
- Arapahoe County
- Otero County
- Hinsdale County
- Chaffee County
- Gunnison County
- Mineral County
- Crowley County
- Kiowa County
- Broomfield County
- Grand County
Moderate Risk
- 16 counties — search a ZIP for detail
Lower Risk
- 3 counties — search a ZIP for detail
California Wildfire Risk Zones
High Risk
- Lake County
- Nevada County
- Orange County
- San Diego County
- Sierra County
- Trinity County
- Calaveras County
- El Dorado County
- Monterey County
- Riverside County
- San Benito County
- Shasta County
- Tehama County
- Tuolumne County
- Yuba County
- Amador County
- Colusa County
- Los Angeles County
- Mariposa County
- Placer County
- Plumas County
- San Luis Obispo County
- Siskiyou County
- Alameda County
- Lassen County
- Santa Barbara County
- Glenn County
- Santa Clara County
- Ventura County
- Alpine County
- Butte County
- Del Norte County
- Kern County
- Mendocino County
- Napa County
- Madera County
- Tulare County
- San Bernardino County
- Contra Costa County
- Mono County
- Stanislaus County
- Yolo County
- Fresno County
- Modoc County
- Sonoma County
- Merced County
- Marin County
- Solano County
Elevated Risk
- Humboldt County
- San Joaquin County
- Santa Cruz County
- Sutter County
- Kings County
- Sacramento County
- Inyo County
- San Mateo County
Moderate Risk
- 1 counties — search a ZIP for detail
Lower Risk
- 1 counties — search a ZIP for detail
New Mexico Wildfire Risk Zones
High Risk
- Otero County
- Roosevelt County
- Catron County
- Colfax County
- Curry County
- Lincoln County
- Mora County
- Lea County
- Taos County
- Union County
- Quay County
- San Miguel County
- Grant County
- Hidalgo County
- Los Alamos County
- Rio Arriba County
- Sandoval County
- De Baca County
- Guadalupe County
- Santa Fe County
Elevated Risk
- Chaves County
- Sierra County
- Bernalillo County
- Harding County
- Torrance County
- Socorro County
- Cibola County
- Eddy County
Moderate Risk
- 4 counties — search a ZIP for detail
Lower Risk
- 1 counties — search a ZIP for detail
Montana Wildfire Risk Zones
High Risk
- Ravalli County
- Missoula County
- Granite County
- Powder River County
- Lincoln County
- Rosebud County
- Big Horn County
- Flathead County
- Mineral County
- Powell County
- Treasure County
- Custer County
- Lewis and Clark County
- Park County
- Musselshell County
- Petroleum County
- Lake County
- Garfield County
- Jefferson County
- Carter County
- Yellowstone County
- Sanders County
Elevated Risk
- Sweet Grass County
- Carbon County
- Gallatin County
- Silver Bow County
- Deer Lodge County
- Prairie County
- Stillwater County
- Fallon County
- Glacier County
- Broadwater County
- Madison County
- Beaverhead County
- Fergus County
- Meagher County
- Blaine County
- Phillips County
- Wibaux County
- Roosevelt County
- Cascade County
- McCone County
- Golden Valley County
- Richland County
- Teton County
Moderate Risk
- 9 counties — search a ZIP for detail
Lower Risk
- 2 counties — search a ZIP for detail
Wyoming Wildfire Risk Zones
High Risk
- Sheridan County
- Platte County
- Teton County
- Converse County
- Campbell County
Elevated Risk
- Albany County
- Johnson County
- Niobrara County
- Goshen County
- Natrona County
- Park County
- Weston County
- Laramie County
- Sublette County
- Fremont County
- Crook County
- Washakie County
- Carbon County
- Lincoln County
- Uinta County
- Hot Springs County
Moderate Risk
- 2 counties — search a ZIP for detail
Lower Risk
- None
South Dakota Wildfire Risk Zones
High Risk
- Oglala Lakota County
- Bennett County
- Custer County
- Fall River County
- Harding County
- Todd County
- Jackson County
Elevated Risk
- Pennington County
- Buffalo County
- Lawrence County
- Meade County
- Mellette County
- Hyde County
- Butte County
- Walworth County
- Campbell County
- Hughes County
- Potter County
- Corson County
- Dewey County
- Ziebach County
- Gregory County
- Haakon County
- Jones County
- Lyman County
- Perkins County
- Stanley County
- Tripp County
Moderate Risk
- 23 counties — search a ZIP for detail
Lower Risk
- 15 counties — search a ZIP for detail
Georgia Wildfire Risk Zones
High Risk
- McIntosh County
Elevated Risk
- Glynn County
- Chatham County
- Camden County
- Haralson County
- Carroll County
- Liberty County
- Polk County
- Bryan County
- Floyd County
- Charlton County
- Chattooga County
- Dade County
- Rabun County
- Fannin County
- Paulding County
- Walker County
- Clinch County
- Heard County
- Towns County
- Ware County
- White County
- Murray County
- Habersham County
- Lumpkin County
- Talbot County
- Union County
- Upson County
- Echols County
- Harris County
- Brantley County
- Taliaferro County
Moderate Risk
- 125 counties — search a ZIP for detail
Lower Risk
- 2 counties — search a ZIP for detail
Missouri Wildfire Risk Zones
High Risk
- None at this tier
Elevated Risk
- Camden County
- Dallas County
- Hickory County
- Laclede County
- McDonald County
- Ozark County
- Benton County
- Polk County
- Taney County
- Oregon County
- Howell County
- Shannon County
- Webster County
- Dent County
- Douglas County
- Miller County
- St. Clair County
- Wright County
Moderate Risk
- 77 counties — search a ZIP for detail
Lower Risk
- 20 counties — search a ZIP for detail
Source: USFS Wildfire Risk to Communities (2024). County-level modeled relative risk — a planning guide, not a quote. Standard carriers may non-renew in higher-risk zones; ICA accesses specialty markets.
