
Coverage Built Around Your Life.
ICA's personal lines specialists compare rates from multiple top-rated carriers and explain every option so you choose the right coverage — protecting Colorado families for over 35 years.
Protect your most valuable asset. We ensure your home, belongings, and liability are covered against the unexpected.

Homeowners
Get My QuoteHit the road with confidence. Get the right level of protection for your vehicles, drivers, and peace of mind.

Auto
Get My QuoteExtra liability coverage that goes beyond your standard policies. Protect your wealth and future earnings from major claims.

Umbrella
Get My QuoteSpecialized coverage for your specialized toys. Enjoy your adventures knowing you're fully protected on land and water.

RV / Motorcycle / Boat
Get My QuoteSafeguard your investment properties. Coverage designed specifically for the unique risks of renting to others.

Rental Property / Landlord
Get My QuoteIndependent Agency
Working for you, not the carriers.
Top Carriers
We shop the market for you.
BBB Rating
Trusted excellence since 2010.
Local Experts
Personal service from a real team.
Compare Coverage Levels
See how different tiers of protection stack up. We'll help you find the perfect balance of cost and coverage.
| Coverage Feature | State Minimum | Recommended Standard Protection | Premium Shield |
|---|---|---|---|
| Bodily Injury Liability | $25k/$50k | $100k/$300k | $250k/$500k |
| Property Damage Liability | $15k | $100k | $250k |
| Comprehensive & Collision | |||
| Uninsured Motorist | |||
| Rental Reimbursement | |||
| Roadside Assistance |
Frequently Asked Questions
Be Confidently Insured.
Chat with us live or call our local team — we'll review your needs and find the best coverage from 30+ top-rated carriers.
- No obligation quotes
- Fast, local service
- Expert advice
Let's Talk Coverage
Tap the chat bubble in the bottom corner to message us now, or call a real local agent.
Or use the chat widget in the bottom-right corner to start a conversation instantly.
