5.0 · 107+ Reviews
    Insurance Centers of America
    Personal Insurance Background
    Personal Lines

    Coverage Built Around Your Life.

    ICA's personal lines specialists compare rates from multiple top-rated carriers and explain every option so you choose the right coverage — protecting Colorado families for over 35 years.

    Protect your most valuable asset. We ensure your home, belongings, and liability are covered against the unexpected.

    Homeowners

    Homeowners

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    Hit the road with confidence. Get the right level of protection for your vehicles, drivers, and peace of mind.

    Auto

    Extra liability coverage that goes beyond your standard policies. Protect your wealth and future earnings from major claims.

    Umbrella

    Specialized coverage for your specialized toys. Enjoy your adventures knowing you're fully protected on land and water.

    RV / Motorcycle / Boat

    RV / Motorcycle / Boat

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    Safeguard your investment properties. Coverage designed specifically for the unique risks of renting to others.

    Rental Property / Landlord

    Rental Property / Landlord

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    Independent Agency

    Working for you, not the carriers.

    Top Carriers

    We shop the market for you.

    A+

    BBB Rating

    Trusted excellence since 2010.

    Local Experts

    Personal service from a real team.

    Compare Coverage Levels

    See how different tiers of protection stack up. We'll help you find the perfect balance of cost and coverage.

    Coverage FeatureState Minimum
    Recommended
    Standard Protection
    Premium Shield
    Bodily Injury Liability$25k/$50k$100k/$300k$250k/$500k
    Property Damage Liability$15k$100k$250k
    Comprehensive & Collision
    Uninsured Motorist
    Rental Reimbursement
    Roadside Assistance

    Frequently Asked Questions

    Be Confidently Insured.

    Chat with us live or call our local team — we'll review your needs and find the best coverage from 30+ top-rated carriers.

    • No obligation quotes
    • Fast, local service
    • Expert advice

    Let's Talk Coverage

    Tap the chat bubble in the bottom corner to message us now, or call a real local agent.

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    Questions? Talk to us here.