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Nobody wants to pay more than they have to for anything, let alone their automobile insurance. Many drivers, however, may not fully understand how much control they have on what they pay for their auto insurance, Here are four surprising, along with one not so surprising way you can save money on your auto insurance.
Surprising Way #1 – Get Married
Yep, generally, marrieds pay less than singles when it comes to their auto insurance premiums. That’s not to say any savings are worth getting married to take advantage of, but it does mean if you have happened to have got married recently, let your insurance agent know. You may get a better rate.
Surprising Way #2 – Take a Driver’s Education Course
No, you don’t have to go back to school, but some companies offer discounts for taking an inexpensive, easy-to-complete online drivers course to refresh your defensive driving skills.
Surprising Way #3 – Buy a Different Car
Most driver’s don’t realize how much of an impact the type of car they own has on their premiums. Check insurance prices before buying a car and if you feel you may be paying too much, see how a different vehicle could lower your rates.
Surprising Way #4 – Get Older
One way to save on auto insurance is to simply get older. Insurance premiums for a 16-year old are far higher than for a 25-year-old, and they will decrease further for a 45-year-old. That is all other factors being equal, of course. If you don’t want to wait until you are older to save money, you could always try our one not so surprising way to save money on car insurance…
#1 Not So Surprising Way – Drive Safely
It shouldn’t surprise anyone that a clean driving record with no traffic violations or at-fault accidents will save you money. Avoid distracted driving, follow driving laws and driving defensively will pay dividends!
Another way to save is by comparing rates. We invite you to contact us to review your current policy to see if there are additional discounts available. A review is always free and there’s never an obligation. We always look for the best coverage at the best possible price!